Finance · Vendor site 2026-10-04
Actual Budget is a fast, privacy-focused personal finance app built around envelope budgeting. The open-source project provides local-first budgeting, bank sync options, and community docs for users migrating from other envelope tools or self-hosting their ledger.
Households and enthusiasts who want envelope budgeting with local-first control via desktop or self-hosted servers.
Official site does not publish named monthly SaaS plans; hosting and sync choices are documented separately from cloud pricing tiers.
Actual Budget helps people allocate money into envelopes, track spending locally, and optionally sync accounts while staying an open-source, privacy-minded finance tool.
What it can do
Unknown is different from unavailable. Each fact carries its own evidence.
| Capability | Value | Evidence | Checked |
|---|---|---|---|
| Envelope budgeting | Homepage meta describes envelope budgeting methodology at the core of Actual Budget. | Facts sourced | 2026-10-04 |
| Privacy focus | Marketing copy highlights a privacy-focused, super-fast finance app. | Facts sourced | 2026-10-04 |
| Open source | Navigation links to GitHub and Open Collective for the open-source project. | Facts sourced | 2026-10-04 |
Understand the total cost
Free
Free
Actual Budget is open source; the site points to free downloads and community funding rather than mandatory subscriptions.
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Explore toolThe practical questions
Actual Budget is a fast, privacy-focused personal finance app built around envelope budgeting. The open-source project provides local-first budgeting, bank sync options, and community docs for users migrating from other envelope tools or self-hosting their ledger.
Actual Budget is open source; the site points to free downloads and community funding rather than mandatory subscriptions.. This record lists ongoing free access; check the plan limits before starting.
No paid monthly price is listed; this record treats the product as free to start. See the plan cards for entitlements, billing commitments and seat minimums.
Not confirmed. API access and subscription access may have different terms; consult the linked sources.
Official site does not publish named monthly SaaS plans; hosting and sync choices are documented separately from cloud pricing tiers.
No retained pricing changes yet. A current price alone does not establish a historical trend.
Reviewed vendor source
Read original source ↗Facts apply to the named version and check date. Send a sourced correction if something changed.