Alternatives
10 best Actual alternatives
Tools that cover the same task as Actual (finance), ranked by how completely their pricing, free tier and API access are documented. Checked Oct 4, 2026.
- Actual starts at
- Not listed
- Free plan
- Free plan
- API
- API unknown
- 01
NodeBB
NodeBB is modern forum software offered as managed cloud hosting with tiered pageview limits or as self-hosted open source. Paid cloud plans add SSL, custom domains, plugin support, backups, and priority support for communities from hobby groups to large organizations.
Best for: Community managers who want a hosted NodeBB forum without operating their own infrastructure.
- 02
Documenso
Documenso is an open-source electronic signature platform positioned as a DocuSign alternative. Users sign documents, build templates and workflows, and integrate signing into other tools via hosted or self-hosted deployments.
Best for: Individuals and teams needing modern e-signatures with open-source deployment options.
- 03
Ever Gauzy
Ever Gauzy is an open business management platform combining ERP, CRM, HRM, and project management modules. Teams can choose self-hosted editions or Gauzy Cloud subscriptions, with public-roadmap messaging that some modules may still be incomplete while the platform evolves.
Best for: Growing companies that want an open-source operations hub covering HR, CRM, projects, and accounting in one stack.
- 04
EspoCRM
EspoCRM is an open-source customer relationship platform for managing contacts, sales pipelines, support cases, and marketing activity in one place. The vendor offers a self-hosted edition you can customize with workflows, automation, and extensions, plus a managed EspoCRM Cloud service with US or EU hosting.
Best for: Small and mid-sized teams that want a customizable CRM they can host themselves or run on EspoCRM’s managed cloud.
- 05
Bitwarden
Bitwarden is an open-source password manager for individuals, families, and businesses with encrypted vaults, sharing, SSO, and optional self-hosting. Personal and business pricing publish named Free, Premium, Families, Teams, and Enterprise plans with per-user monthly USD rates on the public pricing pages.
Best for: Individuals, families, and organizations that need audited open-source credential storage with optional business policies and self-hosting.
- 06
ClearFlask
ClearFlask is an open-source customer feedback platform for collecting ideas, prioritizing roadmaps, and publishing announcements. Teams can run the Apache-licensed stack self-hosted or use ClearFlask Cloud, with AI-assisted feedback analysis on the marketing site.
Best for: Product teams that want a feedback portal, public roadmap, and changelog without building tooling from scratch.
- 07
Strapi
Strapi is an open-source TypeScript headless CMS and content framework. Teams model content types, get auto-generated REST and GraphQL APIs, customize the admin and backend, and can self-host or deploy to Strapi Cloud.
Best for: Developers and content teams building API-first websites, apps, and AI-powered experiences who want full code ownership.
- 08
FileShot.io
FileShot.io is a privacy-first file host with zero-knowledge encryption, large transfers, password protection, and built-in file tools. Paid tiers raise storage limits, file sizes, and collaboration features while keeping encryption on every plan.
Best for: Users sharing sensitive files who want encrypted hosting instead of ad-supported transfer sites.
- 09
PocketSmith
PocketSmith is personal finance software for budgeting, cashflow forecasting, and multi-currency tracking with automatic bank feeds from thousands of institutions. It adds dashboards, calendar views, and an MCP server so compatible AI assistants can query your finances with your permission.
Best for: Household CFOs and freelancers who want long-range cashflow forecasts and bank-fed budgets in one place.
- 10
Dify
Dify is a platform for building production-ready agentic workflows, RAG pipelines, and AI apps with visual orchestration, knowledge bases, plugins, and multi-model support. It offers Dify Cloud SaaS plus self-hosted Community Edition and enterprise deployment options for teams moving from prototype to production.
Best for: Developers and teams building agents, chat apps, and knowledge pipelines who want collaborative workspace deployment on cloud or private infrastructure.
Actual alternatives: common questions
What is the best free alternative to Actual?
Documenso has an ongoing free plan. Hosted Free plan stays at $0 with five documents per month and up to ten recipients per document. Free plans change, so check the vendor before relying on one.
What is the cheapest Actual alternative?
Bitwarden has the lowest listed starting price at $1.65/mo.
Which Actual alternatives have an API?
Documenso, EspoCRM, Bitwarden, ClearFlask, Strapi mention API or developer access.