Finance · Vendor site 2026-10-04
Actual Budget is a fast, privacy-focused personal finance app built around envelope budgeting. The open-source project provides local-first budgeting, bank sync options, and community docs for users migrating from other envelope tools or self-hosting their ledger.
Understand the total cost
Free
Free
Actual Budget is open source; the site points to free downloads and community funding rather than mandatory subscriptions.
No retained pricing changes yet. A current price alone does not establish a historical trend.
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Yes. Actual has an ongoing free plan. Actual Budget is open source; the site points to free downloads and community funding rather than mandatory subscriptions.
Actual is listed as free. No paid plan with a published price was found.
We could not confirm API access for Actual.