Free
Free
Always-free tier with feature caps
- Accounts
- 2 accounts and manual imports
- Forecast
- 6 months projection
PocketSmith
● Identity checkedAssistant · Vendor site 2026-10-04
PocketSmith is personal finance software for budgeting, cashflow forecasting, and multi-currency tracking with automatic bank feeds from thousands of institutions. It adds dashboards, calendar views, and an MCP server so compatible AI assistants can query your finances with your permission.
- Category
- Assistant
- Free access
- Free plan with manual imports, 2 dashboards, 12 budgets, 2 accounts, and 6 months of projection
- API access
- PocketSmith MCP server connects ChatGPT, Claude, and other assistants to your financial data
Is PocketSmith right for you?
A good fit for
Household CFOs and freelancers who want long-range cashflow forecasts and bank-fed budgets in one place.
Before you choose
Paid tiers cap connected banks, dashboards, and forecast horizon; Free is limited to manual imports and two accounts.
Forecast-first personal finance
PocketSmith combines budgeting, reporting, and long-horizon cashflow forecasting with optional AI assistant access through its MCP server.
What it can do
Features & capabilities
Unknown is different from unavailable. Each fact carries its own evidence.
| Capability | Value | Evidence | Checked |
|---|---|---|---|
| Forecasting | Calendar and cashflow views project daily balances up to 60 years on top tiers. | Facts sourced | 2026-10-04 |
| Bank feeds | Automatic bank feeds from thousands of institutions worldwide. | Facts sourced | 2026-10-04 |
| AI connector | MCP server lets supported AI assistants query your PocketSmith data securely. | Facts sourced | 2026-10-04 |
Understand the total cost
PocketSmith pricing & plans
Foundation
$14.95 /mo
Lower monthly rate when billed annually (33% savings advertised)
- Banks
- 6 connected banks from 1 country
- Forecast
- 10 years projection
Flourish
$24.95 /mo
Lower monthly rate when billed annually
- Banks
- 18 connected banks from all countries
- Forecast
- 30 years projection
Fortune
$39.95 /mo
Lower monthly rate when billed annually
- Banks
- Unlimited connected banks worldwide
- Forecast
- 60 years projection and priority email support
Alternatives to PocketSmith
View all ↗
RobinReachRobinReach connects MCP-compatible AI assistants such as Claude, ChatGPT, and Codex to social publishing workflows. Teams schedule posts, repurpose content, and manage brands across LinkedIn, X, Instagram, TikTok, and other channels from one hub.
Explore tool
SchedPilotSchedPilot is a social media scheduler built for AI agents and humans, with cross-posting to X, LinkedIn, Instagram, TikTok, Threads, Facebook, Pinterest, Bluesky, YouTube, and Reddit. Agents can draft and schedule posts through OAuth, API, MCP, and CLI integrations tied to a shared content calendar.
Explore tool
Robopost AIRobopost is a social media scheduling platform whose Robopost AI feature generates post ideas, faceless videos, captioned clips, and long-to-shorts edits. Teams pair AI content generation with multi-channel publishing and analytics.
Explore toolThe practical questions
Frequently asked questions
What is PocketSmith used for?
PocketSmith is personal finance software for budgeting, cashflow forecasting, and multi-currency tracking with automatic bank feeds from thousands of institutions. It adds dashboards, calendar views, and an MCP server so compatible AI assistants can query your finances with your permission.
Does PocketSmith have a free plan?
Free plan with manual imports, 2 dashboards, 12 budgets, 2 accounts, and 6 months of projection. This record lists ongoing free access; check the plan limits before starting.
How much does PocketSmith cost?
The listed monthly price is $14.95 USD at monthly billing. See the plan cards for entitlements, billing commitments and seat minimums.
Can I use PocketSmith through an API?
PocketSmith MCP server connects ChatGPT, Claude, and other assistants to your financial data (pocketsmith.com). API access and subscription access may have different terms; consult the linked sources.
What should I check before choosing it?
Paid tiers cap connected banks, dashboards, and forecast horizon; Free is limited to manual imports and two accounts.
Price history
| Date | Entry plan change | Observation |
|---|---|---|
| 2026-10-04 | $9.99 → $14.95 | Entry paid monthly commitment changed in a reviewed publication. Source ↗ |
How this profile is supported
Identity and profile
Reviewed vendor source
Read original source ↗Facts apply to the named version and check date. Send a sourced correction if something changed.