Pricing
Not listed
Official monthly price not confirmed
- API
- Not confirmed
Decent
● Identity checkedResearch · Vendor site 2026-10-04
Decent is an AI-native health insurance brokerage for U.S. small businesses. It prices fully insured, level-funded, and PEO options, helps teams pick coverage, and works year-round on renewals and alternatives while carriers pay the brokerage so the service is free to employers.
- Category
- Research
- Free access
- The site states the insurance company you choose pays Decent, so the brokerage is free to your business.
- API access
- Not confirmed
Is Decent right for you?
A good fit for
Small-business leaders comparing health plan options who want ongoing renewal support rather than a once-a-year broker conversation.
Before you choose
Quotes depend on group size and location; PEO and level-funded options require carrier review and may take a week or two for pricing.
Year-round small-group health plan brokerage
Decent uses AI-assisted analysis to quote multiple coverage types for small businesses, challenge renewals with claims data, and surface alternative carriers without charging employers directly.
What it can do
Features & capabilities
Unknown is different from unavailable. Each fact carries its own evidence.
| Capability | Value | Evidence | Checked |
|---|---|---|---|
| AI-native brokerage | Marketing positions Decent as pricing every option and improving plans throughout the year. | Facts sourced | 2026-10-04 |
| Instant quotes | Get a quote flow advertises real rates in minutes with no call required. | Facts sourced | 2026-10-04 |
| Coverage types | Example reports compare fully insured, level-funded, and PEO paths with who qualifies and why options are ruled out. | Facts sourced | 2026-10-04 |
Understand the total cost
Decent pricing & plans
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Frequently asked questions
What is Decent used for?
Decent is an AI-native health insurance brokerage for U.S. small businesses. It prices fully insured, level-funded, and PEO options, helps teams pick coverage, and works year-round on renewals and alternatives while carriers pay the brokerage so the service is free to employers.
Does Decent have a free plan?
The site states the insurance company you choose pays Decent, so the brokerage is free to your business.. This record does not confirm an ongoing free plan.
How much does Decent cost?
A listed monthly price has not been confirmed. See the plan cards for entitlements, billing commitments and seat minimums.
Can I use Decent through an API?
Not confirmed. API access and subscription access may have different terms; consult the linked sources.
What should I check before choosing it?
Quotes depend on group size and location; PEO and level-funded options require carrier review and may take a week or two for pricing.
Price history
No retained pricing changes yet. A current price alone does not establish a historical trend.
How this profile is supported
Identity and profile
Reviewed vendor source
Read original source ↗Facts apply to the named version and check date. Send a sourced correction if something changed.