Credit Report Analytics API

● Identity checked

Assistant · Vendor site 2026-10-04

Digitap provides AI-driven API suites for banking and fintech onboarding and credit underwriting. Its Alternate Data Suite extracts and scores customer financial and behavioral signals from bank statements, device/SMS data, telecom, e-commerce platforms, and email to support analytics, fraud checks, and credit decisioning.

Updated 2026-10-04View sources

Official website

Category: Assistant
Free access: Not confirmed
API access: Bank-statement, device, telecom, and e-commerce data APIs with SDK and backend integrations

Is Credit Report Analytics API right for you?

A good fit for

BFSI, fintech, and enterprise lenders that need alternate-data credit analytics and digital onboarding APIs rather than a consumer-facing app.

Before you choose

Solutions are enterprise sales-led with demo scheduling; the site does not list public monthly USD plan prices.

Alternate data for underwriting

Digitap’s Alternate Data Suite combines bank, device, telecom, and commerce signals into analytics and scorecards aimed at faster credit underwriting and lower NPAs.

What it can do

Features & capabilities

Unknown is different from unavailable. Each fact carries its own evidence.

Capability	Value	Evidence	Checked
Bank statement analytics	Generates categorized transaction reports and bank data scorecards from statements or net banking.	Facts sourced	2026-10-04
Device data SDK	Offers a lightweight SDK to ingest SMS, location, call, and contact signals for credit scoring variables.	Facts sourced	2026-10-04
Alternate data breadth	Covers telecom, e-commerce, and email sources for underwriting and fraud checks.	Facts sourced	2026-10-04

Understand the total cost

Credit Report Analytics API pricing & plans

Pricing

Not listed

Official monthly price not confirmed

API: Bank-statement, device, telecom, and e-commerce data APIs with SDK and backend integrations

Explore pricing & history

Alternatives to Credit Report Analytics API

View all ↗

Dechecker AI

Dechecker AI is a writing integrity suite with AI detection, humanizing, grammar, plagiarism, and related tools for GPT-class models. Credit-based plans cover checker words, humanizer words, batch scans, and exports for students and professionals.

Explore tool

Spectate

Spectate monitors websites, APIs, and servers with uptime checks, SSL and domain tracking, AI-assisted incident analysis, and branded status pages. Hobby is free forever while Solo, Pro, Scale, and Business add users, faster intervals, and voice or SMS credits.

Explore tool

Salesforce Service Cloud

Salesforce Service Cloud is customer service software that combines case management, self-service, analytics, and Agentforce AI agents on one CRM platform. It supports contact centers, field service, IT service, and AI-assisted support workflows for large organizations.

Explore tool

The practical questions

Frequently asked questions

What is Credit Report Analytics API used for?

Does Credit Report Analytics API have a free plan?

Not confirmed. This record does not confirm an ongoing free plan.

How much does Credit Report Analytics API cost?

A listed monthly price has not been confirmed. See the plan cards for entitlements, billing commitments and seat minimums.

Can I use Credit Report Analytics API through an API?

Bank-statement, device, telecom, and e-commerce data APIs with SDK and backend integrations. API access and subscription access may have different terms; consult the linked sources.

What should I check before choosing it?

Solutions are enterprise sales-led with demo scheduling; the site does not list public monthly USD plan prices.

Price history

No retained pricing changes yet. A current price alone does not establish a historical trend.

How this profile is supported

Identity and profile

Reviewed vendor source

Read original source ↗

2026-10-04

Facts apply to the named version and check date. Send a sourced correction if something changed.