Microsoft 365 Personal
$9.99 /mo
Subscription auto-renews unless canceled in Microsoft account
- Apps
- Copilot features in Microsoft 365 apps for one person
Finding the possibilities
Microsoft Copilot
● Identity checkedAssistant · Vendor site 2026-10-04
Microsoft Copilot is Microsoft’s consumer AI assistant for chat, creation, and research on the web and in Microsoft 365 apps. Free chat lives at copilot.microsoft.com, while Microsoft 365 Personal, Family, Premium, and Pro subscriptions add Copilot features inside Word, Excel, PowerPoint, Outlook, and Teams with higher usage limits on Premium tiers.
- Category
- Assistant
- Free access
- Not confirmed
- API access
- Not confirmed
Is Microsoft Copilot right for you?
A good fit for
Individuals and families who want Microsoft’s AI assistant in the browser plus optional Copilot inside Microsoft 365 productivity apps.
Before you choose
Advanced Copilot features such as Researcher and Analyst are tied to Microsoft 365 Premium and Pro; subscriptions auto-renew unless canceled in a Microsoft account.
Copilot for individuals
Microsoft markets Copilot to supercharge everyday work with AI help across Microsoft 365 apps, optional Premium tiers for heavier AI usage, and a free web chat entry point.
What it can do
Features & capabilities
Unknown is different from unavailable. Each fact carries its own evidence.
| Capability | Value | Evidence | Checked |
|---|---|---|---|
| Web Copilot | Copilot.microsoft.com provides the consumer chat experience. | Facts sourced | 2026-10-04 |
| Microsoft 365 integration | Plans add Copilot assistance inside Word, Excel, PowerPoint, Outlook, and Teams. | Facts sourced | 2026-10-04 |
| Premium AI features | Premium and Pro tiers advertise advanced Copilot features such as Researcher and Analyst. | Facts sourced | 2026-10-04 |
Understand the total cost
Microsoft Copilot pricing & plans
Microsoft 365 Family
$12.99 /mo
Subscription auto-renews unless canceled in Microsoft account
- Sharing
- Family plan for up to six people
Microsoft 365 Premium
$19.99 /mo
Marked best for AI and productivity; auto-renews unless canceled
- Copilot features
- Highest consumer Copilot usage limits on the page
Microsoft 365 Pro
$99.99 /mo
Monthly billing only; auto-renews unless canceled
- Usage limits
- Highest usage limits listed for individuals
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Frequently asked questions
What is Microsoft Copilot used for?
Microsoft Copilot is Microsoft’s consumer AI assistant for chat, creation, and research on the web and in Microsoft 365 apps. Free chat lives at copilot.microsoft.com, while Microsoft 365 Personal, Family, Premium, and Pro subscriptions add Copilot features inside Word, Excel, PowerPoint, Outlook, and Teams with higher usage limits on Premium tiers.
Does Microsoft Copilot have a free plan?
Not confirmed. This record lists ongoing free access; check the plan limits before starting.
How much does Microsoft Copilot cost?
The listed monthly price is $9.99 USD at monthly billing. See the plan cards for entitlements, billing commitments and seat minimums.
Can I use Microsoft Copilot through an API?
Not confirmed. API access and subscription access may have different terms; consult the linked sources.
What should I check before choosing it?
Advanced Copilot features such as Researcher and Analyst are tied to Microsoft 365 Premium and Pro; subscriptions auto-renew unless canceled in a Microsoft account.
Price history
| Date | Entry plan change | Observation |
|---|---|---|
| 2026-10-04 | $10 → $9.99 | Entry paid monthly commitment changed in a reviewed publication. Source ↗ |
How this profile is supported
Identity and profile
Reviewed vendor source
Read original source ↗Facts apply to the named version and check date. Send a sourced correction if something changed.