Pricing
Not listed
Official monthly price not confirmed
- API
- Schema and site copy reference MCP-compatible agents, ChatGPT, Claude, OpenClaw, and a PyPI package for agent integrations.
Allowance
● Identity checkedAssistant · Vendor site 2026-10-04
Allowance is an agent wallet for safe AI payments backed by Y Combinator. It lets users grant AI assistants scoped virtual cards with merchant locks, spending caps, and expirations so agents can shop or book services without exposing real card numbers.
- Category
- Assistant
- Free access
- Not confirmed; the marketing site focuses on sign-up and waitlist flows without publishing subscription plan names or USD pricing.
- API access
- Schema and site copy reference MCP-compatible agents, ChatGPT, Claude, OpenClaw, and a PyPI package for agent integrations.
Is Allowance right for you?
A good fit for
People running AI agents or personal assistants who need approval-gated, merchant-locked spending instead of sharing primary card credentials.
Before you choose
Purchases require explicit user approval per transaction; permissions are temporary and merchant-scoped by design.
Wallet with rules for AI spending
Allowance markets precise, temporary permissions for agentic shopping—merchant locks, caps, instant revocation, and full receipts—so users approve each purchase safely.
What it can do
Features & capabilities
Unknown is different from unavailable. Each fact carries its own evidence.
| Capability | Value | Evidence | Checked |
|---|---|---|---|
| Virtual cards | Homepage demos show single-use virtual cards with merchant and amount limits for agent-initiated purchases. | Facts sourced | 2026-10-04 |
| Spending caps | Marketing lists per-task, daily, and monthly caps so agents cannot exceed approved budgets. | Facts sourced | 2026-10-04 |
| Agent integrations | FAQ and product copy cite MCP-compatible agents plus iMessage, WhatsApp, and mobile apps for approvals. | Facts sourced | 2026-10-04 |
Understand the total cost
Allowance pricing & plans
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Frequently asked questions
Does Allowance work with OpenClaw?
FAQ schema states Allowance works with OpenClaw agents, ChatGPT, Claude, and other agents that can use virtual cards while keeping real card details hidden.
Is it safe to give an AI agent my credit card?
The FAQ explains that real card numbers in agent configs are risky and Allowance instead issues scoped virtual cards that are merchant-locked, amount-capped, and auto-expiring.
What is Allowance used for?
Allowance is an agent wallet for safe AI payments backed by Y Combinator. It lets users grant AI assistants scoped virtual cards with merchant locks, spending caps, and expirations so agents can shop or book services without exposing real card numbers.
Does Allowance have a free plan?
Not confirmed; the marketing site focuses on sign-up and waitlist flows without publishing subscription plan names or USD pricing.. This record does not confirm an ongoing free plan.
How much does Allowance cost?
A listed monthly price has not been confirmed. See the plan cards for entitlements, billing commitments and seat minimums.
Can I use Allowance through an API?
Schema and site copy reference MCP-compatible agents, ChatGPT, Claude, OpenClaw, and a PyPI package for agent integrations.. API access and subscription access may have different terms; consult the linked sources.
What should I check before choosing it?
Purchases require explicit user approval per transaction; permissions are temporary and merchant-scoped by design.
Price history
No retained pricing changes yet. A current price alone does not establish a historical trend.
How this profile is supported
Identity and profile
Reviewed vendor source
Read original source ↗Facts apply to the named version and check date. Send a sourced correction if something changed.