Alternatives
10 best Plaid alternatives
Tools that cover the same task as Plaid (fintech), ranked by how completely their pricing, free tier and API access are documented. Checked Oct 4, 2026.
- Plaid starts at
- Not listed
- Free plan
- Free to start
- API
- API available
- 01
PropelAuth
PropelAuth provides authentication and org management built for B2B and AI-native products. The platform covers hosted login UIs, SAML and enterprise SSO, RBAC, API keys, and MCP authentication so teams can ship secure multi-tenant apps faster.
Best for: B2B SaaS and AI-native companies that need multi-tenant auth, enterprise SSO, and org management without building it in-house.
- 02
Deno Deploy
Plans scale request quotas, egress, custom domains, and collaboration features for hobby projects through enterprise deployments.
Best for: Developers and platform teams building on Deno who need managed edge hosting with optional sandbox and subhosting add-ons.
- 03
LangSmith
LangSmith is an enterprise LLM observability, evaluation, and monitoring platform built by LangChain.
Best for: Developers and engineering teams building LLM-powered applications and agents who need debugging, prompt optimization, latency tracking, and quality evaluation.
- 04
Empromptu
Empromptu is an enterprise AI orchestration platform for regulated industries where teams optimize prompts, build applications, and run agents on a credit-based builder. Public pricing lists Explore, Build, and Launch tiers with increasing credits, projects, seats, and production features.
Best for: Healthcare, fintech, and other regulated teams prototyping and shipping governed AI apps without starting from scratch.
- 05
ngrok
ngrok is cloud networking infrastructure that routes and secures traffic to apps, APIs, and AI workloads on localhost, private networks, or production clusters. The official site positions it as an ingress platform with tunnels, a global edge, API gateway features, and Kubernetes ingress so developers can expose services safely without rebuilding networking for each environment.
Best for: Developers and platform teams that need secure public URLs, ingress, and traffic policy for local dev, webhooks, and production APIs.
- 06
Ory
Ory provides identity, authentication, authorization, and OAuth2/OIDC services through Ory Network and related open-source projects such as Kratos, Hydra, and Keto. The commercial site targets CIAM, B2B IAM, fine-grained permissions, passkeys, and enterprise SSO for applications that need scalable, API-first identity infrastructure.
Best for: Product and platform teams replacing Auth0-style stacks or self-hosting Ory components who need hosted Ory Network production environments.
- 07
Mem0
Mem0 provides persistent memory infrastructure for AI agents and applications so context survives across sessions, users, and agents. The platform offers hosted plans with SDK integration plus open-source options for developers building production agents that need durable recall.
Best for: Agent builders and app teams that need hosted memory layers with defined add and retrieval quotas.
- 08
Context.dev
Context.dev is a web data API for AI agents and LLMs to scrape pages into Markdown, crawl sites, map domains, run batches, research the web, monitor changes, and retrieve brand data through one REST platform with SDKs and MCP support.
Best for: Developers building agents, RAG apps, or products that need fresh web content without running their own scraping infrastructure.
- 09
FACEIO
FACEIO is a passwordless facial authentication SDK for websites and apps, combining face recognition, liveness detection, and age verification through a browser widget and REST API. Developers enroll users once and authenticate them with face scans instead of passwords.
Best for: Web developers who need cross-browser face login, liveness checks, or age gates without building biometrics in-house.
- 10
exchangerate.host
ExchangeRate.host provides a free forex and currency conversion API with optional paid subscriptions for higher request volumes.
Best for: Developers building multi-currency apps who need scalable rate limits beyond the free entry tier.
Plaid alternatives: common questions
What is the best free alternative to Plaid?
PropelAuth has an ongoing free plan. Free plan includes 10,000 monthly active users, unlimited organizations, waitlist users, custom domain, 2FA, RBAC, and customizable hosted UIs. Free plans change, so check the vendor before relying on one.
What is the cheapest Plaid alternative?
ngrok has the lowest listed starting price at $10/mo.
Which Plaid alternatives have an API?
PropelAuth, LangSmith, ngrok, Ory, Mem0 mention API or developer access.